There are over 400,000 accidents in the state of Florida every year, that is over a thousand in a single day. Even if you are a safe driver, there is no way of controlling for the people around you, which means that anyone could find themselves in a collision. If you have been in a car accident and want to ensure you get the coverage you deserve from your insurer, contact the experts at Murray & Associates.
Here’s the complicated truth about insurance companies – they maintain their profit margins by minimizing their payouts as much as possible. That means that just because you are covered, it doesn’t mean that your insurance company won’t actively try to limit the amount they have to pay on your claim.
Therefore, before you complete your claim, you should always get in touch with a qualified insurance attorney. This will enable you to get the most reliable information to avoid saying something to your insurer that can be used against you and reduce your payout.
You might have heard that Florida is a “no-fault” state, but what exactly does this mean?
In a “no-fault” state, when a car accident occurs, both parties are required to turn to their insurance policies to make a claim regardless of who caused the accident in the first place. The purpose of this law is to eliminate unnecessary legal battles as the insurance agencies are charged with working out the claims. However, there are exceptions to this system; for example, you can still pursue a lawsuit against the other driver if you suffer permanent injuries.
Don’t let your insurance company get away with giving you less money than you deserve. The team at Murray & Associates is here to protect what’s in your best interest. Get in touch today to learn how we can help.